Interesting article in the FT last weekend. Credit reference agencies, such as Experian and Equifax, are reporting an increase in requests for credit reports as more and more people are having their loan, credit card and mortgage applications declined. Information held on agency files includes not only whether individuals have kept up with repayments and how much borrowing they have but also how long they have been at their current address and whether they are on the electoral roll.
See the article in full http://www.ft.com/cms/s/2/24115380-4c66-11de-a6c5-00144feabdc0.html
Jacqueline Thornton CertPFS Certs CII (MP& ER)
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